Legal

Please pay attention to the following disclaimers. They affect your use of this site and the information on it:

• This site reflects biased and personal, subjective, opinions by us and others.
• All content posted on this site is commentary or opinion and is protected under Free Speech.
• Some of the information on this blog is from independent third parties (“Contributors”) and the opinions and facts presented by them are their own. We’re not responsible for anything they say, allege or infer or may cause you to do or not do.
• We are not responsible for the actions or omissions of Contributors, advertisers and other third parties. Caveat emptor.
• Information on this web site is provided for informational, educational and entertainment purposes only and is not a substitute for professional advice of any kind.
• You should not use any information on this website as a cause for any legal action, or failure to institute same. Consult with a legal expert first.
• We assume no responsibility for the use or misuse of the material on this website. You use this website entirely at your own risk.
• Your use of this website indicates your agreement to these terms and those published here.
• All copyrights, trademarks, registered trademarks and service marks mentioned or used on this site are the property of their respective owners and are used under the Fair Use doctrine or for illustration only.
• If you are a Contributor or other copyright holder and wish your contributions or material removed or the attribution changed, please let us know and we’ll gladly comply.

Privacy Policy

• We are committed to protecting and respecting your privacy.
• We use cookies to make your browsing experience more enjoyable. These cookies are stored on your own computer.
• If you email us, we use your email address only to communicate with you. We do not collect or use any other personally identifiable information about you.
• If you contact us, you will not be placed on any mailing list unless you expressly agree to it.
• We do not use, sell or rent any personally identifiable information about you.
• This site is for use by readers older than 13 only. If we inadvertently collect any information of anyone 13 years or younger, it will be deleted upon notification.
• Contributors, advertisers and other third parties have their own privacy policies and practices and we take no responsibility in this regard. You are advised to familiarize yourself with those beforehand.

Disclosures

As applicable, we are disclosing the following in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”

1. Affiliate Links
   Several of the links on our blog/website are “affiliate links”, where we may receive an affiliate commission should you click on the links and purchase the product(s)/service(s).
2. Review or Sample Copies
   On occasion, we may received one or more products or services for free in the hope of getting mentioned on our blog/website. Regardless, as a rule, we only recommend products or services that have potential benefit to our readers.
3. Sponsored Posts
   Where we have published a “sponsored post”, we are compensated by the sponsor via a cash payment, gift, or something else of value to write it. As a rule, we only recommend products or services that have potential benefit to our readers.
4. Employee/Shareholder Relationship
   We are the owners of this blog/website.
5. No Material Connection
   Except as mentioned above, we have not received any other compensation and have no material connection to the brands, products, or services that we mention.

You may email us with any questions.